Wholesale Lender, POS, Mortgage Intelligence Tools; Non-Agency Trends: Who's Doing What?

If you think that profit per loan, or gain per unit, is based purely on size, think about this short video. “Profit” can also be a personal measure in terms of income versus expenses. Owning a home is all about having a job and spending less than you earn. Bankrate’s 2025 Wage to Inflation Index revealed that prices rose 23 percent since the start of 2021 while wages were up a cumulative 22 percent. This is why many households feel like they’re falling behind, even if they’re making more money, not even looking at the current prices for gas or steak. For lenders interested in vendor management, return on equity is important, and part of that is making sure third-party providers “talk” to each other. Hearing about that is covered in the monthly Chrisman Demo Day that kicks off August 20, built for people who want to see how new technology actually works, not just hear about it. If you read this newsletter every day, this event is for you. And if you're a technology or service provider interested in participating, reach out to Jake Perkins to learn about the Chrisman Marketplace and member perks. (Today’s podcast can be found here. This week’s ‘casts are sponsored by Optimal Blue. Optimal Blue’s Profitability Center unifies pricing, hedge performance, pipeline activity, profitability, and market intelligence into one personalized dashboard, giving mortgage lenders faster, more complete insights to make better capital markets decisions. Today’s has an interview with UpPayment recipient Tiffany Bauldwin on her first-time homebuyer's journey, including how achieving homeownership has shaped their confidence, future, and long-term financial outlook.)