Webcasts, UAD 3.6, Compliance, Digital HELOC, MSR Valuation Tools; Rates Quiet

Zillow and Redfin settled their FTC antitrust case, as we figured they would, and certainly technology was involved. With the increase in artificial intelligence, many teachers have gone back to having all writing done in classes, handwritten, or with an electric typewriter. Would parents rather have their child learning something in class from the instructor, or taking that time to write an essay? Students lose much more than grammar skills when they use AI to write. In healthcare, critical legal questions are emerging: who is responsible when inaccurate advice causes harm? What is the potential liability? Do disclaimers protect AI companies? Why is proving causation difficult? Can existing injury laws possibly keep pace? For lenders, the question of implementing technology results in a “help” versus “replace” scenario. I have never heard an AI vendor talk about replacing employees, but instead leveraging the capabilities of the existing staff. No LO wants a client who knows more about AI than they do. (Today’s podcast can be found here. This week’s ‘casts are sponsored by Experian. From lenders and landlords to employers and consumers, Experian helps connect the housing ecosystem with the data and insights needed to make faster, confident decisions. Lead a smarter housing journey with Experian. Today’s has an interview with Deluxe’s Adria Liss on how the Homebuyers Privacy Protection Act (HPPA) is reshaping mortgage marketing around privacy, compliance, and smarter targeting, making data governance and adaptability key competitive advantages.)