Verification, U/W, PPE, Margin Mgt. Tools; Webinars; MISMO and FRAME Offer; Buydown breakdown

We’re waist deep in conferences (click here to view or add events), and every week I receive a half a dozen invitations to mortgage golf events centered around a conference. How about coming up with something where you can see and talk to more than three other people for 3-4 hours? Group hikes? Make-a-bear? Mini-golf? Bowling? Croquet? Pretzel making? Axe throwing? Perhaps we’ll see companies and state organizations shift their fund raising away from golf outings toward pickleball and bocce ball. Are President’s Award trips on their way out? There is no doubt that we should all celebrate successes. But does anyone ask the top (fill in the blank) what they would like? There seems to be a growing opinion that, “Maybe our top crew doesn’t want to go on vacation with co-workers, so let’s give them some extra vacation so they can spend it with their families.” In the past, some companies (Wells Fargo correspondent jumps to mind) would have awards trips for their ops staff. That is a fine idea. (Today’s podcast can be found here. This week’s ‘casts are presented by Gateless, intelligent Automation that gives you the competitive edge. Gateless solutions reduce costs, deliver a superior borrower experience, and mitigate risk by automating tasks and decisions historically made by people. Today’s has an interview with Falcon Capital Partners’ Sam Valverde on the general importance of the bond market, an analysis of recent rate hikes, future fixed-income projections, and the potential downstream risks to the housing market.)