Verification, Cash Flow Analysis, Credit Reporting, Climate Data Tools; Webcasts

Today we’re in Dallas for the Loan Vision Innovation Conference 2026, and LV recently rolled out its AI accounting software Luna. The CEOs, CFOs, and Controllers here are focused on measuring, analyzing, and interpreting data, including volume. MCT's September Indices Report reflects a total lock volume decline month over month in August, with purchase and rate/term refinances both pulling back. (Cash out refinances were the lone category to move higher.) And according to Curinos proprietary application index, August 2026 funded mortgage volume decreased 2 percent Y-o-Y and decreased 9 percent M-o-M. The average 30-year conforming retail funded rate in August 2026 was 6.52, 10bps higher than July 2026 but 16bps lower than the same month last year. (Curinos sources a statistically significant data set directly from lenders to produce these benchmark figures. (Today’s podcast can be found here. This week’s ‘casts are sponsored by FirstClose, which provides fintech solutions to HELOC and mortgage lenders nationwide. Their home equity lending platform accelerates the home equity lending process, reducing application-to-closing times from 45 days to less than ten. Today’s has an interview with FirstClose’s Adam Nicholson on how faster cycle times directly impact pull-through and funded volume.) Broker and Lender Products, Software, and Services Freddie Mac’s move from monthly EDR reporting to daily, near-real-time default event reporting is more than a reporting change. Event-level reporting will provide greater visibility into the activities and milestones behind each loan status. The transition is also an opportunity for servicers to consider how information moves across teams, technology, and third parties, and whether the processes behind it cohesively support reporting and auditable results. In “Preparing for Freddie Mac's New Era of Default Reporting,” Clarifire CEO Jane Mason looks beyond the September 2027 deadline to explore what the EDR transition could mean for servicing operations and why preparing now can deliver value beyond reporting readiness. Read the blog to learn what servicers should be thinking about as they prepare for the transition.