Non-QM Pricing, Documentation, eSignature, AI Tools; Thoughts on New Starting Points for Borrowers

At the Optimal Blue Summit going on now, sessions range from AI to loan officer tools to market strategy, product unveilings built to transform pricing, trading, and profitability. Will AI help? A study published this month by the National Bureau of Economic Research found that among 6,000 CEOs, chief financial officers, and other executives from firms who responded to various business outlook surveys in the U.S., U.K., Germany, and Australia, the vast majority see little impact from AI on their operations. Speaking of which, today’s Mortgages With Millennials at 1PM ET, sponsored by Insellerate, Phil Ganz of Next Wave Mortgage discusses reducing operational friction while expanding access to homeownership, as well as down payment assistance strategy, digital systems, and how loan officers can better serve first time buyers in a margin conscious market. (Today’s podcast can be found here and this week’s ‘casts are sponsored by FirstClose. FirstClose Equity gets you to closings faster by empowering borrowers with vital property decisioning data. It is the only end-to-end digital HELOC & HEL solution built specifically for home equity. Hear an interview with Plantd’s Josh Dorfman on the intersection of sustainability, capital markets, housing, and pragmatic climate solutions for business and policy leaders.) Products, Services, and Software for Brokers and Lenders Disclosure speed is now a margin issue. Feewise is the enterprise disclosure manufacturing platform that turns mortgage compliance from bottleneck to business accelerator. Integrated into your existing technology stack and accessed from your POS or LOS, Feewise allows originators to self-serve LEs, CDs, CoCs, and full disclosure packages. Feewise provides the best possible starting point for every loan and serves all channels of business. Want to scale volume without adding staff? Ready to eliminate tolerance cures? Visit us at kiosk #17 inside the showroom floor at ICE Experience 2026, March 15-18. Contact info@feewise.com to schedule a product demonstration.