Medical Profession, Refi Products; Fee Standardization Thoughts; Investors and ROAD Act

Today’s podcast can be found here and this week’s ‘casts are sponsored by Experian. From lenders and landlords to employers and consumers, Experian helps connect the housing ecosystem with the data and insights needed to make faster, confident decisions. Lead a smarter housing journey with Experian. Today’s has an interview with Experian’s Likhitha Mahendar Singh how the modern first-time homebuyer has evolved, why rental payment data is reshaping how lenders identify mortgage-ready borrowers, and how a data-driven approach can help better target, underwrite, and serve the next generation of homeowners. Broker and Lender Software, Products, and Services Everyone in lending is waiting for one thing: the Fed to cut rates and the refi boom to follow. Stop waiting. Alongside its industry-leading Energy-Smart DPA Program, Arcasa introduces its new Refinance Prospecting tool: bulk-upload the clients you locked into the high 6s and 7s and instantly see who can lower their rate today, without waiting on the Fed. Prospects come sorted by impact, ready to convert with one click. Structured as a standard FHA rate-and-term or simple refinance, the Energy-Smart assistance does the heavy lifting: covering closing costs, cutting utility bills via solar, and funding rate buydowns. Because those funds can go toward the buydown, even mid-6s borrowers are in play. No second payments, no income caps, and it can help retire bonds from other assistance programs. The opportunity isn't coming; it's already in your database. Sign up for a live demo or log in and start today.