DPA, HELOC, Agent Assistance, UAD 3.6 Tools; Funded Loan Data; Credit Modernization, or Just Noise?

Lender and Broker Products, Services, and Software Your borrower relationship shouldn’t end at the closing table. Homeowners’ financial needs continue long after they get their first mortgage, but the lender relationship often does not. That creates an opportunity for mortgage professionals to support needs throughout the homeowner lifecycle. Finance of America partnered on a white paper that explores why growth may require looking beyond purchase and refinance. Download it to learn how serving the other half of the borrower journey could strengthen customer lifetime value and create growth. Download the white paper. Finance of America | NMLS 2285 The UAD 3.6 policy is now in effect. Even if you’re filing for the UAD 3.6 Policy Exception, your go-forward strategy needs to start now. Use Class Valuation’s hybrid appraisals as your bridge. Their hybrid appraisals follow UAD 3.6 standards: trained property data collectors capture the property details UAD 3.6 requires, giving appraisers the standardized data they need to apply professional judgment and develop an independent opinion of value. On eligible files, hybrid appraisals are about 2 days faster and cost less than a UAD 3.6 traditional appraisal. More than 90 percent of GSE loans qualify. Talk with a specialist about making the switch to UAD 3.6 easier. “Your AI governance policy is only the beginning. When AI acts inside a mortgage workflow, your team still needs clear answers: Was it authorized? What was it allowed to do? Which authority applied? And where is the proof? Crittora controls AI at the moment it acts. Crittora’s CAAB solution evaluates whether an AI action is within defined authority before it reaches a tool, API, or mortgage system. Crittora Mortgage GSE Governance aligned Packs help turn those decisions into audit-ready proof. Control AI before action. Evidence after action. Less time chasing proof at audit. Crittora is the only AI security company with 100 years of combined mortgage experience. We are FRAME certified by MISMO, and ready to help you move your governance policy to production.”