Broker, DPA, AI Governance, Benchmark, U/W Products; Webinars; STRATMOR on Mergers

As companies around the nation stage in-person or virtual costume contests, here’s some information for you a little off the beaten path. People want to own a home (“no one grows up wanting to be a renter”) regardless of… the amount of daylight? Looking at averages in the Continental United States (not Alaska or Hawaii), the difference between the amount of daylight on the first day of summer and the first day of winter is 5 ½ hours, “cushioned” by adjusting our timepieces. As much of the nation prepares to “fall back” this Sunday, talk again has come up about Congress eliminating this practice. Despite being passed in the House, and pressure from Donald Trump, several senators are holding up legislation that would eliminate changing the clocks. Supporters argue that ending the time change would mean less hassle and provide more daylight during the afternoon, when Americans are most active (except for me cuz that’s my nap time). Opponents say commuters in some states wouldn’t see the sun in winter until after 9 AM, and sunrise in the summer would be at 4 or 5 AM. Good luck with that one, Congress. (Today’s podcast can be found here. This week’s ‘casts are presented by FICO. As the industry's most predictive credit score, FICO Score 10T combines proven performance with deeper insight into borrower behavior to help support a stronger and more resilient housing finance system. Today’s has an interview with ACI Worldwide’s Tom Warsop on how real-time payments and richer payment data could make mortgage funding faster, more certain, and more efficient.)